Thursday, July 31, 2008

PASADENA PUBLIC SCHOOLS

There are more families in Pasadena who send their children to private schools than the one who send theirs to public schools. Both of my kids are at a Pasadena public school, and my family is very happy with that decision.

It really comes to being involved and making a difference at the school the children are at. I volunteer a lot, both with time and money. I am happy with the school system and their school. The teachers are wonderful, and the parents who are there are such nice people.

I mean with the budget cut and so limited funds available for the district and the school, we are doing pretty good. Of course, if we have more funding, our kids would be so much better off with more art, music, and language.

Until we have some more money, our children will have to do with what resources we can provide.

Wednesday, July 30, 2008

LOANS NOT CLOSING ON TIME

If you are in escrow and you are beyond your closing date...call the lender! It has been very frustrating for my clients having to wait for the lenders to close their loans.

I have noticed lenders are taking between 10- 20 days longer to close the loans. The best part is the excuses the lenders come up with for the reason why they can't close on time.

Monday, July 28, 2008

Help Repair Credit Scores

So, the new in-thing offered for Realtors now is getting into the next market niche - "HOW TO RUN YOUR OWN CREDIT REPAIR BUSINESS".

Wow, another way to take advantage of the current situation and the people who really need the help. Have you ever been to any of these FREE seminars or classes? They are so full of it, and I think the same people who are running this businesses, don't even have excellent credit scores themselves. Who is helping who? But, don't forget, the classes are FREE, but there is a charge on helping you improve your credit.

The best way to do is looking at your personal situation and make a commitment on when to start. There are so many websites out there that shows you how to improve your own credit, how to improve your FICO scores. A good one that I repeatly check out is on BANKRATE.com. Check it out!